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If you have always wanted to know how to play Baccarat and win, this is the article you need to read.

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Not only you are going to learn all the basics of one of the most exciting games you can find at online Casinos, but you will also understand how to play and win your bets even before the dealer starts dealing the cards.

Baccarat is one of the simplest Casino games you can play.

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What's the best way to learn a (simple) game like Baccarat and increase your win-rate?

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You don’t need to learn super complicated winning strategies before you can afford to come close to the Baccarat tables. With the help of this guide and my actionable tips, you will be able to start playing in less than 15 minutes.

And if you decide to play for real money, make sure to read this article until the very end - because I have a surprise for you that is going to make your next game of online Baccarat a very lucrative one.

So let’s begin.

In this article

Baccarat Rules: How Do You Play Baccarat?

You don’t need to be James Bond to sit at the Baccarat table before the cards are dealt.

In fact, it’s so easy to learn how to play the game of Baccarat that I could bet you will advance from a beginner to a real pro by the end of this article.

Wanna bet?

Think about your answer because - betting is pretty much the only thing you can do in the game of Baccarat.

That’s right:

You sit down, count how many chips you want to invest in the game, and decide where to place them.

The goal of the game is to bet on the winning side. The three bets in Baccarat are the Banker’s bet, the Player’s Bet, and the Tie bet.

In a regular game of Baccarat, the dealer uses six to eight decks of cards. The game begins with two hands being dealt on the table:

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  • The Banker’s Hand
  • The Player’s Hand

You are not limited to playing the Player’s hand and you don’t always win when the Player wins.

Since I know this might complicate things a little, I suggest you look at the two hands in Baccarat as:

  • The Banker’s Hand (or) Hand A
  • The Player’s Hand (or) Hand B

Once the dealer places two cards on each part of the table, it’s time to calculate the points and determine the value of each hand.

Note that the Tens and the face cards are all counted as zero points. The other cards are worth their face value and, not to create any misunderstandings, let me clarify that the Ace is counted as one point.

Also, if the value of your hand is a two-digit number, only the second-digit is counted.

Let me give you an example*.

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  • The Banker receives
  • The Player receives

In this hypothetical hand of Baccarat, the victory goes to the Banker because 0+7= 7 points, while the Player’s hand is of only 2 points (9+3 = 12 points, but since we only use the second-digit, it becomes of just two points)

*: this is a simplified example. As you are going to discover, things are a little more complicated. But not t-h-a-t much.

Natural Winners in Baccarat

No dear, I am not talking about you here. I am about to let you in on a very specific Baccarat rule that you need to keep in mind every time you bet on the Banker or the Player.

In case the point total of the first two cards is equal to 8 or 9, the Player who hits this score (which is referred to as a natural win) is the one who wins the hand.

When this happens, no more cards are dealt and the bets that were placed at the beginning of the action can be cashed out.

When Do You Need One More Card?

If no one hits a natural win, chances are you might need to see one more card on the table. That’s because the Player (who’s the first one to play) stands on a total of 6 or 7 but needs one more card on a 0-5 score.

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And, how about the Banker?

Here’s where everything gets a little more complicated and you better continue reading if you are trying to find out how to play Baccarat online.

If the Player does not need to draw the third card, the Banker stays on a total of 6 or 7 and draws a card on a total of 0-5.

Otherwise:

  • If the Player draws a 9, 10, face-card, or Ace as a third card, the Banker draws on a 0-3 score and stays on a 4-7 score
  • If the Player draws an 8 as a third card, the Banker draws on a 0-2 score and stays on a 3-7 score
  • If the Player draws a 6 or 7 as a third card, the Banker draws on a 0-6 score and stays on a total of 7
  • If the Player draws a 4 or 5 as a third card, the Banker draws on a 0-5 score and stays on a total of 6 or 7
  • If the Player draws a 2 or 3 as a third card, the Banker draws on a 0-4 score and stays on a total of 5, 6, or 7.

Once all the cards are dealt, you only need to count the points to determine the winner. The one who gets closest to nine points wins the hand.

The Tie Bet in Baccarat

In the game of Baccarat, - sometimes no one wins.

If the Player and the Banker have the same points, the game results in a Tie. In this case, the bets to the Banker and the bets to the Player are returned (no one wins, and no one loses) and only the bets on the Tie are paid.

The payout of Tie bets varies from 8:1 to 9:1.

The Best Bets in Baccarat

Now that you know how to play Baccarat, let's focus on the how to win part.

Whether you are a high roller or not, the basic Baccarat strategy doesn’t change:

You should always bet on the Banker.

Here’s why:

Although most Casinos apply a commission to this bet (~5 percent), this is the best bet in the game.

The secret is in the house edge.

  • The house edge of the Banker’s bet is 1.06 percent
  • The house edge of the Player’s bet is 1.24 percent
  • The house edge of the Tie bet is…it doesn’t matter

You have so few chances to hit the Tie bet that only a crazy, degenerate gambler would pick this third option.

That’s all there is to it - really!

Sit at the table, put your money on the Banker, and wait until it’s the right time to cash out the money you have won. And don’t forget to apply all the basic bankroll management tips every noob should know!

TL;DR: How to Win at Baccarat (Video Edition)

In case you just skimmed through the article jumping from one paragraph to the other, here's a useful video tutorial that shows you how to play and win at Baccarat in only 59 seconds!

Playing Online: The Best Baccarat Sites

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IMHO, the best Baccarat games on the internet are those at King Billy Casino. At least, that’s where I play and that’s where you’ll find me.

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This award-winning gambling site features lots of different Baccarat games (you can play with live dealers, too!) and with limits that range from micro to high roller.

For a better overview of their games, have a look at this page.

And Now: The (BIG) Surprise

If you don’t play at King Billy yet, listen up:

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If you sign up for a free account via this page, you receive up to €300 to play Baccarat on your first deposit! Keep in mind this is a 150 percent deposit bonus - so there’s a lot of value for you.

And that’s not all:

You also get 5 no deposit free spins to play real money Slots as soon as you fill out the form.

So, get the free spins, use them to build your bankroll, and then top everything up with the deposit bonus to have a lot of free money for your Baccarat games!

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Baccarat – (A Game Worth Playing)

Whether you're a baccarat beginner trying to understand the basics or an experienced master of the game trying to test out your latest strategy

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We invite you to play for fun on my baccarat trainer before risking real money in a casino or on your mobile. This is one of our proudest games where at the Wizard of Odds. We strived to make it as realistic as possible.

Here are some of the features we hope you enjoy:

  • With the menu bar at the top, the player can choose to play mini baccarat style where all the cards are dealt quickly by the dealer or 'big table' style where the player turns over the cards one at a time. There is also a hybrid where the player only turns over any third cards to be dealt himself. To turn over a card, just click 'deal'.
  • View a realistic history board. Have you ever wondered what all those red and blue circles and lines mean on a baccarat scoreboard? We did too before creating this game. Whether you care about the Bead Plate, Big Road, Small Road, Big Eye Boy, or the Cockroach Pig, our scoreboard has it all. For a written explanation of how each work, please see my page on Baccarat Score Boards.
  • View out statistics board for a summary of the last shoe. Here you'll find the percentage of Banker, Player, and Tie bets. You'll also get something no casino will give you, the house edge of the same three bets based on the exact composition of the remaining cards. Sometimes the player will have the edge late in the shoe. Finally, for you card counters out there, we make it easy by showing you how many of each rank are left in the shoe.

Your bankroll is generously started with $10,000. The minimum bet is only $5 and the sky is the limit in terms of a maximum.

We challenge you to get your bankroll to the point where you're betting $25,000 chips. Are you up for it!

We feel our game plays almost like the real thing. However, here you won't have to suffer second-hand smoke or players pounding the table yelling 'monkey!'

Maybe it is better than playing for real money -- decide for yourself.

With the introductions out of the way, the only thing left to do is….get down to business play.

Here at the Wizard of Odds we don't believe in luck so we wish your results to fall on the right side of the bell curve.

Acknowledgments

  • JB, our brilliant programmer, for the code behind the game.
  • Tic Tabs, for providing the playing card images.
  • The Venetian, for their patience in explaining how the scoreboards work.

Online Baccarat Bonuses

A lot of sites tend to overlook baccarat bonuses, but we know there is a strong and dedicated following that love the game, and we set out to form the following table for the best baccarat bonuses. This table is sorted using the bonus amount, wagering requirement, and quality of casino, among other factors.

RankCasino NameBonus%WagerCashCodeCasino NameBonus info
1 Mansion Casino $5000 50% 75xB&D
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2 Mr Mobi $200 100% 200xB
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3 Extraspel $200 100% 200xB
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4 iwcasino €100 100% 200xB
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5 3Dice Casino $100 110% 120xB&D
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Code